Preferred Lender Information/
How to Apply

Special Benefits/
Incentives

Suntrust

Phone:
800 597-5286

Apply online now

• No origination fee
• 3% principle reduction after graduation and making first 12 payments on time

Chase

Phone:
800 487-4404

Apply online now

• .3% rate reduction applied immediately after the first disbursement
• .3% rate reduction for having payments automatically debited from a checking or savings account (ACH)
• Principle balance reduction equal to 1.2% of original amount borrowed after making the initial 12 payments on time
• Principle balance reduction equal to 2.4% of the original amount borrowed after the initial 24 payments on time

Wachovia

Phone:
800 347-7667

Apply online now

• Save up to 8.69% off original loan amount with Triple Payback® rewards, only from Wachovia
  -  1% rebate at the start of repayment with auto debit sign-up
  -  1% rebate after 12 scheduled auto debit payments
  -  1.5% rebate after 24 scheduled auto debit payments
  
• ZERO federal default fee
• Borrow up to total cost of education, minus other aid
• Fast access to funds, including pre-approval in minutes
• No collateral requirements or income limitations
• Defer payments up to 4 years with forbearance option
• Flexible

• 0.25% interest rate reduction for monthly payments by automatic withdrawal
• 1.00% interest rate reduction after 24 scheduled on-time payments
• 2.00% interest rate reduction after 48 scheduled on-time payments
• Automatic withdrawal is not a requirement to receive interest rate benefit
• 1% rebate of loan amount at repayment

College Foundation, Inc.

Phone: 888 CFI-6400

Apply online now at
www.cfnc.org

• Standard charges are a 1% insurance fee and a 3% origination fee
• Waiver of 1% insurance fee and credit of 6% returned to you at the end of the school year for which funds where borrowed
• Interest rate capped at 8.5%